Dear Peter, I am writing to say thank you so much for all the hard work you and the team have done for the [charity] this year. Without the investment, the club would have struggled to offer a full programme of acitivities.


Thank you so much for making arrangements which will make such a difference to my life from the point of view of being able to lay aside a certain amount of money worries. A bonus was having three lovely gentlemen to help me!

Mrs A, Retiree

Thank you very much for this explanation. I fully support your recommendations and will continue to do all that you and Peter recommend. Thank you for your most efficient and friendly service. It is so much appreciated in a world where such personal attention is fast disappearing. Carry on your excellent work.

Mr E, Retiree

Dear Peter, Well I nearly choked on my chocolate pudding ! Incredible – my parents would be so pleased. I wish they could see what a tremendous job you have done.

Mrs M, Retiree

Having known Peter and David for many years and taken their financial advice as a client, I have been happy to recommend them to friends and colleagues. David’s specialist knowledge in respect of pensions and his handling of a particularly complicated situation for me was excellent. This, together with his ability to explain things in a way that even I can understand is testament to his understanding of the subject. I have every confidence in PR&W’s  impartial, independent and professional advice.

Mr B, Chartered Surveyor

Dear Peter, I just wanted to drop you a quick note to say thank you on my wife’s behalf for the investment you made with the proceeds of her mother’s flat. As you know this was sold to help pay the care home fees and something like £300k, less fees, were invested for about 14/15 months. After my wife’s mother passed away the investments were cashed in and a total of £350k were realised and distributed accordingly yesterday between the three beneficiaries. In effect her mother did not have to pay from capital the care home fees for the period she was in the home, which was excellent. So, many thanks for your help over this and well done.

Mr A, Small Business Owner

David has advised me for nearly five years now. I have been delighted with his advice and management of my pension funds, which has resulted in a significant increase in their value. As I grow nearer to retirement his knowledge of the pension drawdown options available to me has been extremely valuable in helping me plan the next phase of my life. David provides excellent advice in all areas. I couldn’t recommend him more highly.

Mr G, Small Business Owner

Peter Ruddy has been advising us for over thirty years, as well as David Penney in the last few years.  We have always been completely satisfied with the advice given and the professional manner in which they have dealt with our investments and pensions.  We have never felt any pressure to follow their advice, the decision being left to us after clear and precise explanation and we have always been pleased with the results of our investments.

Mr D, Chartered Surveyor

I have dealt with Peter Ruddy for over 35 years and in all that time he has at all times given me and my family excellent advice and service. He has enabled me to retire early with my family’s finances in a secure position. With David Penney alongside him I can rest assured that I will continue to receive sound ongoing advice into my retirement and will, I hope, be in a position to continue my connection with their company for the next 35 years! 

Mr W, Retired senior figure in the Financial Services industry

The service I receive from PR&W is second to none. All of the employees are friendly, knowledgeable and willing to assist no matter how large, or small, the query. I cannot recommend them highly enough.

Mrs W, Retiree

I have known Peter Ruddy for over 35 years and have had no problem with recommending him and his very sound advice to family and friends. When I look back over my initial investments my portfolio under his guidance has performed exceptionally well through all the ups and downs of the stock market. Long may it continue in your safe pair of hands Peter. 

Mrs C, Retiree

Thank you so much for looking after me so well. 

Miss L, Retired Matron

Hi, just received half yearly performance figures for my pension – WOW – thank you. 

Mrs N, Airline Employee